you’ve heard it before, the holidays are expensive. between gifts, postage, traveling, cards, eating out, and the like, one can really break the bank.
i’ve prided myself on being over-prepared financially and mentally for the holidays months in advance, but even i failed to stick to our budget this year. i’m a little disappointing in myself, but i refuse to beat myself up about it. because we’ve been extremely blessed and we’re doing just fine.
in the midst of overspending, we ended up borrowing a small amount from our savings.
2012 financial goals:
- fill all of our essential dump funds as fast as possible. these dump funds include:
- home insurance
- auto tax
- home tax
- pest control
- eye exams
- eye glasses
i think i can be excited about being 6.26% ahead of schedule, so i’m going to be!